Indian Overseas Bank JUNAGADH Branch IFSC Code
IOBA 0002945
Indian Overseas Bank JUNAGADH — JUNAGADH, GUJARAT
MICR: 362020001
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- JUNAGADH
- IFSC Code
- IOBA0002945
- MICR Code
- 362020001
- Address
- ALAXY APTS GROUND FLOOR,TALAV GATE ROAD MAHARSHI ARAVIND MARG ROAD,JUNGADH,GUJARAT Open in Google Maps
- City
- JUNAGADH
- District
- JUNAGADH
- State
- GUJARAT
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002945 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002945.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002945.
IFSC Code Structure
I
O
B
A
0
0
0
2
9
4
5
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002945 — Branch code (JUNAGADH)
Frequently Asked Questions
Is IOBA0002945 valid for online transfer?
Yes, IOBA0002945 is a valid IFSC code for Indian Overseas Bank JUNAGADH branch in JUNAGADH, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002945 belong to?
IOBA0002945 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank JUNAGADH is 362020001. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002945?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.