Indian Overseas Bank CHIKKABALLAPURA Branch IFSC Code

IOBA 0002974
Indian Overseas Bank Logo Indian Overseas Bank
CHIKKABALLAPURA — KOLAR, KARNATAKA
MICR: 562020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHIKKABALLAPURA
IFSC Code
IOBA0002974
MICR Code
562020002
Address
1434,SWYNO 271 BY 1,SHIDLAGHATTA BAGILU,OPP BANAPPA CHOULTRY,B B ROAD,CHIKKABALLAPURA 562101
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City
KOLAR
District
CHIKBALLAPUR
State
KARNATAKA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002974 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002974.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002974.

IFSC Code Structure

I
O
B
A
0
0
0
2
9
7
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002974 — Branch code (CHIKKABALLAPURA)

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Frequently Asked Questions

Is IOBA0002974 valid for online transfer?
Yes, IOBA0002974 is a valid IFSC code for Indian Overseas Bank CHIKKABALLAPURA branch in KOLAR, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002974 belong to?
IOBA0002974 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHIKKABALLAPURA is 562020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002974?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.