Indian Overseas Bank KANNAUJ Branch IFSC Code
IOBA 0002978
Indian Overseas Bank KANNAUJ — KANAUJ, UTTAR PRADESH
MICR: 209020302
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KANNAUJ
- IFSC Code
- IOBA0002978
- MICR Code
- 209020302
- City
- KANAUJ
- District
- KANNAUJ
- State
- UTTAR PRADESH
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002978 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002978.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002978.
IFSC Code Structure
I
O
B
A
0
0
0
2
9
7
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002978 — Branch code (KANNAUJ)
Frequently Asked Questions
Is IOBA0002978 valid for online transfer?
Yes, IOBA0002978 is a valid IFSC code for Indian Overseas Bank KANNAUJ branch in KANAUJ, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002978 belong to?
IOBA0002978 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KANNAUJ is 209020302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002978?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.