Indian Overseas Bank AMBIKAPUR Branch IFSC Code
IOBA 0002993
Indian Overseas Bank AMBIKAPUR — SURGUJA, CHHATTISGARH
MICR: 497020001
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- AMBIKAPUR
- IFSC Code
- IOBA0002993
- MICR Code
- 497020001
- City
- SURGUJA
- District
- AMBIKAPUR
- State
- CHHATTISGARH
- Contact
- +917774221329
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002993 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002993.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002993.
IFSC Code Structure
I
O
B
A
0
0
0
2
9
9
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002993 — Branch code (AMBIKAPUR)
Frequently Asked Questions
Is IOBA0002993 valid for online transfer?
Yes, IOBA0002993 is a valid IFSC code for Indian Overseas Bank AMBIKAPUR branch in SURGUJA, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002993 belong to?
IOBA0002993 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank AMBIKAPUR is 497020001. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002993?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.