Indian Overseas Bank DALTONGANJ Branch IFSC Code

IOBA 0003021
Indian Overseas Bank Logo Indian Overseas Bank
DALTONGANJ — PALAMAU, JHARKHAND
MICR: 822020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
DALTONGANJ
IFSC Code
IOBA0003021
MICR Code
822020002
Address
SURAJ COMPLEX BELWATIWAR CHOWK DALTONGANJMEDNI NAGAR PALAMU 822101
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City
PALAMAU
District
DALTONGANJ
State
JHARKHAND
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003021 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003021.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003021.

IFSC Code Structure

I
O
B
A
0
0
0
3
0
2
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003021 — Branch code (DALTONGANJ)

Frequently Asked Questions

Is IOBA0003021 valid for online transfer?
Yes, IOBA0003021 is a valid IFSC code for Indian Overseas Bank DALTONGANJ branch in PALAMAU, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003021 belong to?
IOBA0003021 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank DALTONGANJ is 822020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003021?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.