Indian Overseas Bank GERUGAMBAKKAM Branch IFSC Code
IOBA 0003048
Indian Overseas Bank GERUGAMBAKKAM — KANCHEEPURAM, TAMIL NADU
MICR: 600020220
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GERUGAMBAKKAM
- IFSC Code
- IOBA0003048
- MICR Code
- 600020220
- City
- KANCHEEPURAM
- District
- SRIPERUMBUDUR
- State
- TAMIL NADU
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003048 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003048.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003048.
IFSC Code Structure
I
O
B
A
0
0
0
3
0
4
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003048 — Branch code (GERUGAMBAKKAM)
Nearby Indian Overseas Bank Branches in KANCHEEPURAM
MAHABALIPURAM
IOBA0000050
THIRUKAZHUKUNDRAM ROAD, MAHABALIPURAM 603104, KANCHEEPURAM DISTRICT
MICR: 600020139 RTGS ✓ NEFT ✓ IMPS ✓
UTTIRAMERUR
IOBA0000148
10, PERUMAL SANNADHI STREET, UTHIRAMERUR 603406
MICR: 600020172 RTGS ✓ NEFT ✓ IMPS ✓
MADURANTAKAM
IOBA0000154
132 CAR STREET MADURANTAKAM PIN 603306
MICR: 600020168 RTGS ✓ NEFT ✓ IMPS ✓
KANCHEEPURAM
IOBA0000157
61, GANDHI RD, KANCHEEPURAM
MICR: 600020152 RTGS ✓ NEFT ✓ IMPS ✓
ACHARAPAKKAM
IOBA0000214
24 NADAR COMPOUND,I FLOO OLD NO 84,G S T ROAD ACHARAPAKKAM MADURANTAKAM TK PIN 603301
MICR: 600020165 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0003048 valid for online transfer?
Yes, IOBA0003048 is a valid IFSC code for Indian Overseas Bank GERUGAMBAKKAM branch in KANCHEEPURAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003048 belong to?
IOBA0003048 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GERUGAMBAKKAM is 600020220. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003048?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.