Indian Overseas Bank MAHATMA NAGAR Branch IFSC Code
IOBA 0003049
MAHATMA NAGAR — NASIK, MAHARASHTRA
MICR: 422020005
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- MAHATMA NAGAR
- IFSC Code
- IOBA0003049
- MICR Code
- 422020005
- Address
- SP NO8,9,10,11,GND FLR,KADAM MANSION,NR CRICKET GROUND,MAHATMA NAGAR,NASIK MH 422007 Open in Google Maps
- City
- NASIK
- District
- NASHIK
- State
- MAHARASHTRA
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003049 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003049.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003049.
IFSC Code Structure
I
O
B
A
0
0
0
3
0
4
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003049 — Branch code (MAHATMA NAGAR)
Nearby Indian Overseas Bank Branches in NASIK
NASIK
IOBA0000776
MAYUR PLAZA 1 FLOOR WADALA NAKA MUMBAI AGRA ROAD NASIK PIN 422101
MICR: 422020002 RTGS ✓ NEFT ✓ IMPS ✓
DEOLALI
IOBA0001669
1ST FLOOR,SOUBHAGYA CHAMBERS, BYTCO POINT, NASIK PUNE ROAD, DEOLALI422101
MICR: 422020003 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0003049 valid for online transfer?
Yes, IOBA0003049 is a valid IFSC code for Indian Overseas Bank MAHATMA NAGAR branch in NASIK, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003049 belong to?
IOBA0003049 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MAHATMA NAGAR is 422020005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003049?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.