Indian Overseas Bank MAHATMA NAGAR Branch IFSC Code

IOBA 0003049
Indian Overseas Bank Logo Indian Overseas Bank
MAHATMA NAGAR — NASIK, MAHARASHTRA
MICR: 422020005 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MAHATMA NAGAR
IFSC Code
IOBA0003049
MICR Code
422020005
Address
SP NO8,9,10,11,GND FLR,KADAM MANSION,NR CRICKET GROUND,MAHATMA NAGAR,NASIK MH 422007
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City
NASIK
District
NASHIK
State
MAHARASHTRA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003049 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003049.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003049.

IFSC Code Structure

I
O
B
A
0
0
0
3
0
4
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003049 — Branch code (MAHATMA NAGAR)

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Frequently Asked Questions

Is IOBA0003049 valid for online transfer?
Yes, IOBA0003049 is a valid IFSC code for Indian Overseas Bank MAHATMA NAGAR branch in NASIK, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003049 belong to?
IOBA0003049 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MAHATMA NAGAR is 422020005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003049?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.