Indian Overseas Bank ATAK PARDI Branch IFSC Code

IOBA 0003074
Indian Overseas Bank Logo Indian Overseas Bank
ATAK PARDI — VALASAD, GUJARAT
MICR: 396020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ATAK PARDI
IFSC Code
IOBA0003074
MICR Code
396020002
Address
NEAR CNG PUMP,OPP KRISHNA HOTEL,DHARMPURA ROAD CROSSING,NH 8,ATAK PARDI VILLAGE,VALSAD,GUJARAT
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City
VALASAD
District
DHARAMPUR
State
GUJARAT
Contact
+912632227653

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003074 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003074.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003074.

IFSC Code Structure

I
O
B
A
0
0
0
3
0
7
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003074 — Branch code (ATAK PARDI)

Frequently Asked Questions

Is IOBA0003074 valid for online transfer?
Yes, IOBA0003074 is a valid IFSC code for Indian Overseas Bank ATAK PARDI branch in VALASAD, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003074 belong to?
IOBA0003074 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ATAK PARDI is 396020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003074?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.