Indian Overseas Bank ALACHAUR Branch IFSC Code

IOBA 0003089
Indian Overseas Bank Logo Indian Overseas Bank
ALACHAUR — NAWANSHAHR, PUNJAB
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ALACHAUR
IFSC Code
IOBA0003089
Address
ROORKEE ROAD,ALACHAUR DIST SBS NAGAR,PUNJAB 144514
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City
NAWANSHAHR
District
NAWANSHAHAR
State
PUNJAB
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003089 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003089.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003089.

IFSC Code Structure

I
O
B
A
0
0
0
3
0
8
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003089 — Branch code (ALACHAUR)

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Frequently Asked Questions

Is IOBA0003089 valid for online transfer?
Yes, IOBA0003089 is a valid IFSC code for Indian Overseas Bank ALACHAUR branch in NAWANSHAHR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003089 belong to?
IOBA0003089 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003089?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.