Indian Overseas Bank SACB SARAIPALI Branch IFSC Code

IOBA 0003094
Indian Overseas Bank Logo Indian Overseas Bank
SACB SARAIPALI — MAHASAMUND, CHHATTISGARH
MICR: 493020501 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SACB SARAIPALI
IFSC Code
IOBA0003094
MICR Code
493020501
Address
BASTI SARAIPALI CHOWK, PO-SARAIPALI, DIST-MAHASAMUND, ,PIN CODE-493558
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City
MAHASAMUND
District
RAIGARH
State
CHHATTISGARH
Contact
+917725227794

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003094 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003094.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003094.

IFSC Code Structure

I
O
B
A
0
0
0
3
0
9
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003094 — Branch code (SACB SARAIPALI)

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Frequently Asked Questions

Is IOBA0003094 valid for online transfer?
Yes, IOBA0003094 is a valid IFSC code for Indian Overseas Bank SACB SARAIPALI branch in MAHASAMUND, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003094 belong to?
IOBA0003094 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SACB SARAIPALI is 493020501. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003094?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.