Indian Overseas Bank CENTRAL PENDAM Branch IFSC Code

IOBA 0003112
Indian Overseas Bank Logo Indian Overseas Bank
CENTRAL PENDAM — EAST SIKKIM, SIKKIM
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CENTRAL PENDAM
IFSC Code
IOBA0003112
Address
VILL KARMITHANG,UPPER PENDAM P O,EAST SIKKIM DIST,SIKKIM STATE PIN 737132
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City
EAST SIKKIM
District
RUNGPO
State
SIKKIM
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003112 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003112.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003112.

IFSC Code Structure

I
O
B
A
0
0
0
3
1
1
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003112 — Branch code (CENTRAL PENDAM)

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Frequently Asked Questions

Is IOBA0003112 valid for online transfer?
Yes, IOBA0003112 is a valid IFSC code for Indian Overseas Bank CENTRAL PENDAM branch in EAST SIKKIM, SIKKIM. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003112 belong to?
IOBA0003112 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003112?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.