Indian Overseas Bank CHITHALAPAKKAM Branch IFSC Code

IOBA 0003116
Indian Overseas Bank Logo Indian Overseas Bank
CHITHALAPAKKAM — KANCHEEPURAM, TAMIL NADU
MICR: 600020222 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHITHALAPAKKAM
IFSC Code
IOBA0003116
MICR Code
600020222
Address
1 BY 189 OTTIYAMBAKKAM MAIN ROAD,CHITHALAPAKKAM,CHENNAI600126
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City
KANCHEEPURAM
District
TAMBARAM
State
TAMIL NADU
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003116 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003116.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003116.

IFSC Code Structure

I
O
B
A
0
0
0
3
1
1
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003116 — Branch code (CHITHALAPAKKAM)

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Frequently Asked Questions

Is IOBA0003116 valid for online transfer?
Yes, IOBA0003116 is a valid IFSC code for Indian Overseas Bank CHITHALAPAKKAM branch in KANCHEEPURAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003116 belong to?
IOBA0003116 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHITHALAPAKKAM is 600020222. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003116?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.