Indian Overseas Bank SACB KAWARDHA Branch IFSC Code
IOBA 0003121
Indian Overseas Bank SACB KAWARDHA — KAWARDHA, CHHATTISGARH
MICR: 491020201
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- SACB KAWARDHA
- IFSC Code
- IOBA0003121
- MICR Code
- 491020201
- Address
- AMIT LODGE BUILDING NEAR BUS STAND PO KAWARDHA DIST KABIRDHAM PIN 491995 Open in Google Maps
- City
- KAWARDHA
- District
- KAWARDHA
- State
- CHHATTISGARH
- Contact
- +91774128584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003121 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003121.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003121.
IFSC Code Structure
I
O
B
A
0
0
0
3
1
2
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003121 — Branch code (SACB KAWARDHA)
Frequently Asked Questions
Is IOBA0003121 valid for online transfer?
Yes, IOBA0003121 is a valid IFSC code for Indian Overseas Bank SACB KAWARDHA branch in KAWARDHA, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003121 belong to?
IOBA0003121 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SACB KAWARDHA is 491020201. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003121?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.