Indian Overseas Bank ROBERTSGANJ Branch IFSC Code
IOBA 0003124
Indian Overseas Bank ROBERTSGANJ — SONBHADRA, UTTAR PRADESH
MICR: 231020102
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- ROBERTSGANJ
- IFSC Code
- IOBA0003124
- MICR Code
- 231020102
- City
- SONBHADRA
- District
- ROBERTSGANJ
- State
- UTTAR PRADESH
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003124 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003124.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003124.
IFSC Code Structure
I
O
B
A
0
0
0
3
1
2
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003124 — Branch code (ROBERTSGANJ)
Nearby Indian Overseas Bank Branches in SONBHADRA
View all Indian Overseas Bank branches in SONBHADRA →Frequently Asked Questions
Is IOBA0003124 valid for online transfer?
Yes, IOBA0003124 is a valid IFSC code for Indian Overseas Bank ROBERTSGANJ branch in SONBHADRA, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003124 belong to?
IOBA0003124 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ROBERTSGANJ is 231020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003124?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.