Indian Overseas Bank NAINOD Branch IFSC Code
IOBA 0003131
NAINOD — INDORE, MADHYA PRADESH
MICR: 452020009
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- NAINOD
- IFSC Code
- IOBA0003131
- MICR Code
- 452020009
- Address
- 139 GANDHINAGAR,VILLAGE NAINOD,P O GANDHINAGAR,DIST INDORE MP PIN 453112 Open in Google Maps
- City
- INDORE
- District
- INDORE
- State
- MADHYA PRADESH
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003131 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003131.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003131.
IFSC Code Structure
I
O
B
A
0
0
0
3
1
3
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003131 — Branch code (NAINOD)
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Frequently Asked Questions
Is IOBA0003131 valid for online transfer?
Yes, IOBA0003131 is a valid IFSC code for Indian Overseas Bank NAINOD branch in INDORE, MADHYA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003131 belong to?
IOBA0003131 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NAINOD is 452020009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003131?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.