Indian Overseas Bank NAINOD Branch IFSC Code

IOBA 0003131
Indian Overseas Bank Logo Indian Overseas Bank
NAINOD — INDORE, MADHYA PRADESH
MICR: 452020009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
NAINOD
IFSC Code
IOBA0003131
MICR Code
452020009
Address
139 GANDHINAGAR,VILLAGE NAINOD,P O GANDHINAGAR,DIST INDORE MP PIN 453112
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City
INDORE
District
INDORE
State
MADHYA PRADESH
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003131 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003131.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003131.

IFSC Code Structure

I
O
B
A
0
0
0
3
1
3
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003131 — Branch code (NAINOD)

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Frequently Asked Questions

Is IOBA0003131 valid for online transfer?
Yes, IOBA0003131 is a valid IFSC code for Indian Overseas Bank NAINOD branch in INDORE, MADHYA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003131 belong to?
IOBA0003131 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NAINOD is 452020009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003131?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.