Indian Overseas Bank GARACHARMA Branch IFSC Code
IOBA 0003194
Indian Overseas Bank GARACHARMA — ANDAMAN, ANDAMAN AND NICOBAR ISLANDS
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GARACHARMA
- IFSC Code
- IOBA0003194
- City
- ANDAMAN
- District
- GARACHARAMA
- State
- ANDAMAN AND NICOBAR ISLANDS
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003194 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003194.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003194.
IFSC Code Structure
I
O
B
A
0
0
0
3
1
9
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003194 — Branch code (GARACHARMA)
Nearby Indian Overseas Bank Branches in ANDAMAN
View all Indian Overseas Bank branches in ANDAMAN →Frequently Asked Questions
Is IOBA0003194 valid for online transfer?
Yes, IOBA0003194 is a valid IFSC code for Indian Overseas Bank GARACHARMA branch in ANDAMAN, ANDAMAN AND NICOBAR ISLANDS. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003194 belong to?
IOBA0003194 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003194?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.