Indian Overseas Bank RAMAKUNJA Branch IFSC Code
IOBA 0003204
Indian Overseas Bank RAMAKUNJA — DAKSHINA KANNNADA, KARNATAKA
MICR: 575020502
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- RAMAKUNJA
- IFSC Code
- IOBA0003204
- MICR Code
- 575020502
- City
- DAKSHINA KANNNADA
- District
- PUTTUR
- State
- KARNATAKA
- Contact
- +918251258002
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003204 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003204.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003204.
IFSC Code Structure
I
O
B
A
0
0
0
3
2
0
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003204 — Branch code (RAMAKUNJA)
Nearby Indian Overseas Bank Branches in DAKSHINA KANNNADA
View all Indian Overseas Bank branches in DAKSHINA KANNNADA →Frequently Asked Questions
Is IOBA0003204 valid for online transfer?
Yes, IOBA0003204 is a valid IFSC code for Indian Overseas Bank RAMAKUNJA branch in DAKSHINA KANNNADA, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003204 belong to?
IOBA0003204 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RAMAKUNJA is 575020502. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003204?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.