Indian Overseas Bank SARAI Branch IFSC Code

IOBA 0003212
Indian Overseas Bank Logo Indian Overseas Bank
SARAI — HARIDWAR, UTTARAKHAND
MICR: 249020007 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SARAI
IFSC Code
IOBA0003212
MICR Code
249020007
Address
VILLAGE SARAI, DIST HARIDWAR, UTTARAKHAND, PIN CODE- 249 404
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City
HARIDWAR
District
HARIDWAR
State
UTTARAKHAND
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003212 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003212.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003212.

IFSC Code Structure

I
O
B
A
0
0
0
3
2
1
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003212 — Branch code (SARAI)

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Frequently Asked Questions

Is IOBA0003212 valid for online transfer?
Yes, IOBA0003212 is a valid IFSC code for Indian Overseas Bank SARAI branch in HARIDWAR, UTTARAKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003212 belong to?
IOBA0003212 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SARAI is 249020007. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003212?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.