Indian Overseas Bank SACB AMDI Branch IFSC Code

IOBA 0003224
Indian Overseas Bank Logo Indian Overseas Bank
SACB AMDI — DHAMTARI, CHHATTISGARH
MICR: 493020003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SACB AMDI
IFSC Code
IOBA0003224
MICR Code
493020003
Address
AMDI,AMDI PO,DHAMTARI DIST,CHHATTISGARH 493773
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City
DHAMTARI
District
DHAMTARI
State
CHHATTISGARH
Contact
+917722283600

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003224 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003224.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003224.

IFSC Code Structure

I
O
B
A
0
0
0
3
2
2
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003224 — Branch code (SACB AMDI)

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Frequently Asked Questions

Is IOBA0003224 valid for online transfer?
Yes, IOBA0003224 is a valid IFSC code for Indian Overseas Bank SACB AMDI branch in DHAMTARI, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003224 belong to?
IOBA0003224 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SACB AMDI is 493020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003224?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.