Indian Overseas Bank KAPAN Branch IFSC Code
IOBA 0003239
Indian Overseas Bank KAPAN — JANJGIR CHAMPA, CHHATTISGARH
MICR: 495020251
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KAPAN
- IFSC Code
- IOBA0003239
- MICR Code
- 495020251
- City
- JANJGIR CHAMPA
- District
- AKALTARA
- State
- CHHATTISGARH
- Contact
- +917712583913
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003239 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003239.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003239.
IFSC Code Structure
I
O
B
A
0
0
0
3
2
3
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003239 — Branch code (KAPAN)
Frequently Asked Questions
Is IOBA0003239 valid for online transfer?
Yes, IOBA0003239 is a valid IFSC code for Indian Overseas Bank KAPAN branch in JANJGIR CHAMPA, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003239 belong to?
IOBA0003239 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KAPAN is 495020251. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003239?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.