Indian Overseas Bank CHIKHALPUTI Branch IFSC Code

IOBA 0003277
Indian Overseas Bank Logo Indian Overseas Bank
CHIKHALPUTI — BASTAR, CHHATTISGARH
MICR: 494020501 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHIKHALPUTI
IFSC Code
IOBA0003277
MICR Code
494020501
Address
AT HAST SHILP GRAM PO CHILKHAPUTI DIST KONDAGAON PIN 494226
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City
BASTAR
District
KONDAGAON
State
CHHATTISGARH
Contact
+91771583913

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003277 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003277.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003277.

IFSC Code Structure

I
O
B
A
0
0
0
3
2
7
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003277 — Branch code (CHIKHALPUTI)

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Frequently Asked Questions

Is IOBA0003277 valid for online transfer?
Yes, IOBA0003277 is a valid IFSC code for Indian Overseas Bank CHIKHALPUTI branch in BASTAR, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003277 belong to?
IOBA0003277 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHIKHALPUTI is 494020501. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003277?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.