Indian Overseas Bank KHAGA Branch IFSC Code
IOBA 0003281
Indian Overseas Bank KHAGA — FATEHPUR, UTTAR PRADESH
MICR: 212020501
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KHAGA
- IFSC Code
- IOBA0003281
- MICR Code
- 212020501
- City
- FATEHPUR
- District
- KHAGA
- State
- UTTAR PRADESH
- Contact
- +915222287163
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003281 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003281.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003281.
IFSC Code Structure
I
O
B
A
0
0
0
3
2
8
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003281 — Branch code (KHAGA)
Nearby Indian Overseas Bank Branches in FATEHPUR
View all Indian Overseas Bank branches in FATEHPUR →Frequently Asked Questions
Is IOBA0003281 valid for online transfer?
Yes, IOBA0003281 is a valid IFSC code for Indian Overseas Bank KHAGA branch in FATEHPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003281 belong to?
IOBA0003281 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KHAGA is 212020501. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003281?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.