Indian Overseas Bank LALGUNJ Branch IFSC Code

IOBA 0003321
Indian Overseas Bank Logo Indian Overseas Bank
LALGUNJ — RANCHI, JHARKHAND
MICR: 832020011 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
LALGUNJ
IFSC Code
IOBA0003321
MICR Code
832020011
Address
1ST FLOOR,BESIDE PATANJALI AROGYAM LALGANJ,KHELGAON RANCHI JHARKHAND 835103
Open in Google Maps
City
RANCHI
District
RANCHI
State
JHARKHAND
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003321 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003321.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003321.

IFSC Code Structure

I
O
B
A
0
0
0
3
3
2
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003321 — Branch code (LALGUNJ)

Nearby Indian Overseas Bank Branches in RANCHI

View all Indian Overseas Bank branches in RANCHI →

Frequently Asked Questions

Is IOBA0003321 valid for online transfer?
Yes, IOBA0003321 is a valid IFSC code for Indian Overseas Bank LALGUNJ branch in RANCHI, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003321 belong to?
IOBA0003321 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank LALGUNJ is 832020011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003321?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.