Indian Overseas Bank BALAI Branch IFSC Code
IOBA 0003407
BALAI — UNNAO, UTTAR PRADESH
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- BALAI
- IFSC Code
- IOBA0003407
- City
- UNNAO
- District
- UNNAO
- State
- UTTAR PRADESH
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003407 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003407.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003407.
IFSC Code Structure
I
O
B
A
0
0
0
3
4
0
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003407 — Branch code (BALAI)
Nearby Indian Overseas Bank Branches in UNNAO
UNNAO
IOBA0001899
666 MOTI NAGAR UNNAO UNNAO PIN 209801
MICR: 209020402 RTGS ✓ NEFT ✓ IMPS ✓
METHI TIKUR
IOBA0003247
2627, SANDILA ROAD, CHAKAL WANSI, VILLAGE METHI TIKUR, ATWA,TEHSIL SAFIPUR, UNNAO209871
RTGS ✓ NEFT ✓ IMPS ✓
SHUKLAGANJ
IOBA0004111
KHASRA NO 220, NEHRU NAGAR, SHUKLA GANJ, UNNAO DT, UTTAR PRADESH 209861
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0003407 valid for online transfer?
Yes, IOBA0003407 is a valid IFSC code for Indian Overseas Bank BALAI branch in UNNAO, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003407 belong to?
IOBA0003407 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003407?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.