Indian Overseas Bank BALAI Branch IFSC Code

IOBA 0003407
Indian Overseas Bank Logo Indian Overseas Bank
BALAI — UNNAO, UTTAR PRADESH
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BALAI
IFSC Code
IOBA0003407
Address
NO.92,MAUZA LOHCHA,HARAHA ACHALGANJ POST,UNNAO DIST 209801
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City
UNNAO
District
UNNAO
State
UTTAR PRADESH
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003407 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003407.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003407.

IFSC Code Structure

I
O
B
A
0
0
0
3
4
0
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003407 — Branch code (BALAI)

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Frequently Asked Questions

Is IOBA0003407 valid for online transfer?
Yes, IOBA0003407 is a valid IFSC code for Indian Overseas Bank BALAI branch in UNNAO, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003407 belong to?
IOBA0003407 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003407?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.