Indian Overseas Bank SITAMARHI Branch IFSC Code
IOBA 0003442
SITAMARHI — SAHARSA, BIHAR
MICR: 843020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- SITAMARHI
- IFSC Code
- IOBA0003442
- MICR Code
- 843020002
- City
- SAHARSA
- District
- DUMRA
- State
- BIHAR
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003442 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003442.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003442.
IFSC Code Structure
I
O
B
A
0
0
0
3
4
4
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003442 — Branch code (SITAMARHI)
Nearby Indian Overseas Bank Branches in SAHARSA
View all Indian Overseas Bank branches in SAHARSA →Frequently Asked Questions
Is IOBA0003442 valid for online transfer?
Yes, IOBA0003442 is a valid IFSC code for Indian Overseas Bank SITAMARHI branch in SAHARSA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003442 belong to?
IOBA0003442 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SITAMARHI is 843020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003442?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.