Indian Overseas Bank TALAULIM Branch IFSC Code
IOBA 0003453
Indian Overseas Bank TALAULIM — PONDA, GOA
MICR: 403020031
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- TALAULIM
- IFSC Code
- IOBA0003453
- MICR Code
- 403020031
- Address
- 515, SHREE MAHALAXMI YUVAK SANGH BUILDING, DURBHAT, TALAULIM, PONDA DISTRICT, NORTH GOA, 403401 Open in Google Maps
- City
- PONDA
- District
- PONDA
- State
- GOA
- Contact
- +918322435640
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003453 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003453.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003453.
IFSC Code Structure
I
O
B
A
0
0
0
3
4
5
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003453 — Branch code (TALAULIM)
Frequently Asked Questions
Is IOBA0003453 valid for online transfer?
Yes, IOBA0003453 is a valid IFSC code for Indian Overseas Bank TALAULIM branch in PONDA, GOA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003453 belong to?
IOBA0003453 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank TALAULIM is 403020031. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003453?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.