Indian Overseas Bank MIRIK Branch IFSC Code

IOBA 0003456
Indian Overseas Bank Logo Indian Overseas Bank
MIRIK — DARJILING, WEST BENGAL
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MIRIK
IFSC Code
IOBA0003456
Address
TEKENDRA ZIMBA,MIRIK,WEST BENGAL - 734214
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City
DARJILING
District
KURSEONG
State
WEST BENGAL
Contact
+913532502184

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003456 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003456.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003456.

IFSC Code Structure

I
O
B
A
0
0
0
3
4
5
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003456 — Branch code (MIRIK)

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Frequently Asked Questions

Is IOBA0003456 valid for online transfer?
Yes, IOBA0003456 is a valid IFSC code for Indian Overseas Bank MIRIK branch in DARJILING, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003456 belong to?
IOBA0003456 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003456?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.