Indian Overseas Bank UTTAR BAGDOGRA Branch IFSC Code

IOBA 0003457
Indian Overseas Bank Logo Indian Overseas Bank
UTTAR BAGDOGRA — DARJILING, WEST BENGAL
MICR: 734020501 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
UTTAR BAGDOGRA
IFSC Code
IOBA0003457
MICR Code
734020501
Address
UTTAR BAGDOGRA BRANCH PANIGHATA MORE P.O. BAGDOGRA DIST. DARJEELING PIN- 734014
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City
DARJILING
District
BAGDOGRA
State
WEST BENGAL
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003457 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003457.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003457.

IFSC Code Structure

I
O
B
A
0
0
0
3
4
5
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003457 — Branch code (UTTAR BAGDOGRA)

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Frequently Asked Questions

Is IOBA0003457 valid for online transfer?
Yes, IOBA0003457 is a valid IFSC code for Indian Overseas Bank UTTAR BAGDOGRA branch in DARJILING, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003457 belong to?
IOBA0003457 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank UTTAR BAGDOGRA is 734020501. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003457?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.