Indian Overseas Bank JOWAI Branch IFSC Code
IOBA 0003520
Indian Overseas Bank JOWAI — JAINTIA HILLS, MEGHALAYA
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- JOWAI
- IFSC Code
- IOBA0003520
- City
- JAINTIA HILLS
- District
- JOWAI
- State
- MEGHALAYA
- Contact
- +913612464397
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003520 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003520.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003520.
IFSC Code Structure
I
O
B
A
0
0
0
3
5
2
0
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003520 — Branch code (JOWAI)
Frequently Asked Questions
Is IOBA0003520 valid for online transfer?
Yes, IOBA0003520 is a valid IFSC code for Indian Overseas Bank JOWAI branch in JAINTIA HILLS, MEGHALAYA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003520 belong to?
IOBA0003520 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003520?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.