Indian Overseas Bank MALDA JHALJHALIA Branch IFSC Code

IOBA 0003648
Indian Overseas Bank Logo Indian Overseas Bank
MALDA JHALJHALIA — MALDAH, WEST BENGAL
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MALDA JHALJHALIA
IFSC Code
IOBA0003648
Address
220 131 STATION ROAD JHALJHALIA NEAR NABARUN HOTEL TOWN MALDA DIST WEST BENGAL
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City
MALDAH
District
MALDA
State
WEST BENGAL
Contact
+913532502184

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003648 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003648.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003648.

IFSC Code Structure

I
O
B
A
0
0
0
3
6
4
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003648 — Branch code (MALDA JHALJHALIA)

Frequently Asked Questions

Is IOBA0003648 valid for online transfer?
Yes, IOBA0003648 is a valid IFSC code for Indian Overseas Bank MALDA JHALJHALIA branch in MALDAH, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003648 belong to?
IOBA0003648 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003648?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.