Indian Overseas Bank BHAGWANPUR Branch IFSC Code

IOBA 0003653
Indian Overseas Bank Logo Indian Overseas Bank
BHAGWANPUR — VARANASI, UTTAR PRADESH
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BHAGWANPUR
IFSC Code
IOBA0003653
Address
NO 114 BALAJI NAGAR COLONY BHAGWANPUR SAMNE GHAT ROAD LANK VARANASI 221 005
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City
VARANASI
District
VARANASI
State
UTTAR PRADESH
Contact
+915426541066

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003653 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003653.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003653.

IFSC Code Structure

I
O
B
A
0
0
0
3
6
5
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003653 — Branch code (BHAGWANPUR)

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Frequently Asked Questions

Is IOBA0003653 valid for online transfer?
Yes, IOBA0003653 is a valid IFSC code for Indian Overseas Bank BHAGWANPUR branch in VARANASI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003653 belong to?
IOBA0003653 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003653?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.