Indian Overseas Bank AYODHYA Branch IFSC Code
IOBA 0003818
Indian Overseas Bank AYODHYA — AYODHYA, UTTAR PRADESH
MICR: 224020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- AYODHYA
- IFSC Code
- IOBA0003818
- MICR Code
- 224020003
- City
- AYODHYA
- District
- AYODHYA
- State
- UTTAR PRADESH
- Contact
- +918004698950
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003818 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003818.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003818.
IFSC Code Structure
I
O
B
A
0
0
0
3
8
1
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003818 — Branch code (AYODHYA)
Frequently Asked Questions
Is IOBA0003818 valid for online transfer?
Yes, IOBA0003818 is a valid IFSC code for Indian Overseas Bank AYODHYA branch in AYODHYA, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003818 belong to?
IOBA0003818 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank AYODHYA is 224020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003818?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.