Indian Overseas Bank NEW CHANDIGARH Branch IFSC Code
IOBA 0003841
Indian Overseas Bank NEW CHANDIGARH — SAS NAGAR, PUNJAB
MICR: 140020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- NEW CHANDIGARH
- IFSC Code
- IOBA0003841
- MICR Code
- 140020003
- City
- SAS NAGAR
- District
- NEW CHANDIGARH, MULLANPUR
- State
- PUNJAB
- Contact
- +917018168903
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003841 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003841.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003841.
IFSC Code Structure
I
O
B
A
0
0
0
3
8
4
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003841 — Branch code (NEW CHANDIGARH)
Frequently Asked Questions
Is IOBA0003841 valid for online transfer?
Yes, IOBA0003841 is a valid IFSC code for Indian Overseas Bank NEW CHANDIGARH branch in SAS NAGAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003841 belong to?
IOBA0003841 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NEW CHANDIGARH is 140020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003841?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.