Indian Overseas Bank PHULBANI TOWN Branch IFSC Code
IOBA 0003844
Indian Overseas Bank PHULBANI TOWN — KANDHAMAL, ODISHA
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- PHULBANI TOWN
- IFSC Code
- IOBA0003844
- Address
- NEAR SARBA MANGALA PRESS, MASTERPADA,PHULBANI,PO-PHULBANI,DIST-KANDHAMAL,PIN-762001,ODISHA Open in Google Maps
- City
- KANDHAMAL
- District
- PHULBANI
- State
- ODISHA
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003844 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003844.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003844.
IFSC Code Structure
I
O
B
A
0
0
0
3
8
4
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003844 — Branch code (PHULBANI TOWN)
Nearby Indian Overseas Bank Branches in KANDHAMAL
OGB - RO PHULBANI
IOBA0GB5006
AT-PENJI SAHI ,FCI ROAD, PO- PHULBANI, PIN-762001
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0003844 valid for online transfer?
Yes, IOBA0003844 is a valid IFSC code for Indian Overseas Bank PHULBANI TOWN branch in KANDHAMAL, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003844 belong to?
IOBA0003844 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003844?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.