Indian Overseas Bank MALKANGIRI Branch IFSC Code

IOBA 0003845
Indian Overseas Bank Logo Indian Overseas Bank
MALKANGIRI — MALKANGIRI, ODISHA
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MALKANGIRI
IFSC Code
IOBA0003845
Address
MAIN ROAD,MALKANGIRI,PO-MALKANGIRI,DIST-MALKANGIRI,PIN-764045,ODISHA
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City
MALKANGIRI
District
MALKANGIRI
State
ODISHA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003845 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003845.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003845.

IFSC Code Structure

I
O
B
A
0
0
0
3
8
4
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003845 — Branch code (MALKANGIRI)

Frequently Asked Questions

Is IOBA0003845 valid for online transfer?
Yes, IOBA0003845 is a valid IFSC code for Indian Overseas Bank MALKANGIRI branch in MALKANGIRI, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003845 belong to?
IOBA0003845 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003845?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.