Indian Overseas Bank LALITPUR Branch IFSC Code
IOBA 0003847
Indian Overseas Bank LALITPUR — LALITPUR, UTTAR PRADESH
MICR: 284020004
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- LALITPUR
- IFSC Code
- IOBA0003847
- MICR Code
- 284020004
- City
- LALITPUR
- District
- LALITPUR
- State
- UTTAR PRADESH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003847 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003847.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003847.
IFSC Code Structure
I
O
B
A
0
0
0
3
8
4
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003847 — Branch code (LALITPUR)
Frequently Asked Questions
Is IOBA0003847 valid for online transfer?
Yes, IOBA0003847 is a valid IFSC code for Indian Overseas Bank LALITPUR branch in LALITPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003847 belong to?
IOBA0003847 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank LALITPUR is 284020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003847?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.