Indian Overseas Bank GARHWA Branch IFSC Code
IOBA 0003864
Indian Overseas Bank GARHWA — GARHWA, JHARKHAND
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GARHWA
- IFSC Code
- IOBA0003864
- City
- GARHWA
- District
- GARHWA
- State
- JHARKHAND
- Contact
- +918789246462
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003864 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003864.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003864.
IFSC Code Structure
I
O
B
A
0
0
0
3
8
6
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003864 — Branch code (GARHWA)
Frequently Asked Questions
Is IOBA0003864 valid for online transfer?
Yes, IOBA0003864 is a valid IFSC code for Indian Overseas Bank GARHWA branch in GARHWA, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003864 belong to?
IOBA0003864 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003864?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.