Indian Overseas Bank DUMKA Branch IFSC Code

IOBA 0003873
Indian Overseas Bank Logo Indian Overseas Bank
DUMKA — DUMKA, JHARKHAND
MICR: 814020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
DUMKA
IFSC Code
IOBA0003873
MICR Code
814020002
Address
DUMKA BRANCH, PLOT NO 1163 AND 1164 KURUWACHAK, RAGHUNATHGANJ BHAGALPURROAD, 814101
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City
DUMKA
District
DUMKA
State
JHARKHAND
Contact
+919769065884

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003873 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003873.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003873.

IFSC Code Structure

I
O
B
A
0
0
0
3
8
7
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003873 — Branch code (DUMKA)

Frequently Asked Questions

Is IOBA0003873 valid for online transfer?
Yes, IOBA0003873 is a valid IFSC code for Indian Overseas Bank DUMKA branch in DUMKA, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003873 belong to?
IOBA0003873 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank DUMKA is 814020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003873?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.