Indian Overseas Bank PANDEYPUR - VARANASI Branch IFSC Code

IOBA 0003877
Indian Overseas Bank Logo Indian Overseas Bank
PANDEYPUR - VARANASI — VARANASI, UTTAR PRADESH
MICR: 221020012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PANDEYPUR - VARANASI
IFSC Code
IOBA0003877
MICR Code
221020012
Address
SA 2/427 B 1A 2A, IN FRONT OF RAY SAHAB KA BAGICHA, LALPUR, PANDEYPUR, VARANASI, PIN -221002
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City
VARANASI
District
VARANASI
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003877 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003877.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003877.

IFSC Code Structure

I
O
B
A
0
0
0
3
8
7
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003877 — Branch code (PANDEYPUR - VARANASI)

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Frequently Asked Questions

Is IOBA0003877 valid for online transfer?
Yes, IOBA0003877 is a valid IFSC code for Indian Overseas Bank PANDEYPUR - VARANASI branch in VARANASI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003877 belong to?
IOBA0003877 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PANDEYPUR - VARANASI is 221020012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003877?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.