Indian Overseas Bank KHANPUR Branch IFSC Code

IOBA 0003878
Indian Overseas Bank Logo Indian Overseas Bank
KHANPUR — VARANASI, UTTAR PRADESH
MICR: 221020011 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KHANPUR
IFSC Code
IOBA0003878
MICR Code
221020011
Address
OPPOSITE MERIDIAN HOSPITAL, GHAZIPUR ROAD, LEDHUPUR, KHANPUR, DIST VARANASI, PIN - 221007
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City
VARANASI
District
VARANASI
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003878 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003878.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003878.

IFSC Code Structure

I
O
B
A
0
0
0
3
8
7
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003878 — Branch code (KHANPUR)

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Frequently Asked Questions

Is IOBA0003878 valid for online transfer?
Yes, IOBA0003878 is a valid IFSC code for Indian Overseas Bank KHANPUR branch in VARANASI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003878 belong to?
IOBA0003878 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KHANPUR is 221020011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003878?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.