Indian Overseas Bank HAMIRPUR Branch IFSC Code
IOBA 0003885
Indian Overseas Bank HAMIRPUR — HAMIRPUR, UTTAR PRADESH
MICR: 210020005
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- HAMIRPUR
- IFSC Code
- IOBA0003885
- MICR Code
- 210020005
- Address
- MEHAR KOTHI, VIDHYA MANDIR ROAD, VIVEK NAGAR, HAMIRPUR, DISTRICT-HAMIRPUR UTTAR PRADESH, PIN CODE-210301 Open in Google Maps
- City
- HAMIRPUR
- District
- HAMIRPUR
- State
- UTTAR PRADESH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003885 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003885.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003885.
IFSC Code Structure
I
O
B
A
0
0
0
3
8
8
5
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003885 — Branch code (HAMIRPUR)
Frequently Asked Questions
Is IOBA0003885 valid for online transfer?
Yes, IOBA0003885 is a valid IFSC code for Indian Overseas Bank HAMIRPUR branch in HAMIRPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003885 belong to?
IOBA0003885 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank HAMIRPUR is 210020005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003885?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.