Indian Overseas Bank HARDOI Branch IFSC Code

IOBA 0003889
Indian Overseas Bank Logo Indian Overseas Bank
HARDOI — HARDOI, UTTAR PRADESH
MICR: 241020003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
HARDOI
IFSC Code
IOBA0003889
MICR Code
241020003
Address
HOUSE NO 2015, OLD BOARDING HOUSE, M.G ROAD, NEAR NUMAISH CHAURAHA, HARDOI DISTRICT-HARDOI, UTTAR PRADESH, PIN CODE -241001
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City
HARDOI
District
HARDOI
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003889 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003889.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003889.

IFSC Code Structure

I
O
B
A
0
0
0
3
8
8
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003889 — Branch code (HARDOI)

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Frequently Asked Questions

Is IOBA0003889 valid for online transfer?
Yes, IOBA0003889 is a valid IFSC code for Indian Overseas Bank HARDOI branch in HARDOI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003889 belong to?
IOBA0003889 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank HARDOI is 241020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003889?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.