Indian Overseas Bank LAKHISARAI Branch IFSC Code
IOBA 0003923
Indian Overseas Bank LAKHISARAI — LAKHISARAI, BIHAR
MICR: 811020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- LAKHISARAI
- IFSC Code
- IOBA0003923
- MICR Code
- 811020002
- Address
- INDIAN OVERSEAS BANK NEAR S P AWASH JAMUI SIKANDRA ROAD LAKHISARAI BIHAR 811311 Open in Google Maps
- City
- LAKHISARAI
- District
- LAKHISARAI
- State
- BIHAR
- Contact
- +919712399531
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003923 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003923.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003923.
IFSC Code Structure
I
O
B
A
0
0
0
3
9
2
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003923 — Branch code (LAKHISARAI)
Frequently Asked Questions
Is IOBA0003923 valid for online transfer?
Yes, IOBA0003923 is a valid IFSC code for Indian Overseas Bank LAKHISARAI branch in LAKHISARAI, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003923 belong to?
IOBA0003923 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank LAKHISARAI is 811020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003923?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.