Indian Overseas Bank BARAN Branch IFSC Code

IOBA 0003963
Indian Overseas Bank Logo Indian Overseas Bank
BARAN — BARAN, RAJASTHAN
MICR: 325020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BARAN
IFSC Code
IOBA0003963
MICR Code
325020002
Address
PLOT NO 23 1-2,23 1-2,18, MAL, BARAN KOTA ROAD, INFRONT OF BALAJI RICE MILL, BARAN, RAJASTHAN - 325205
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City
BARAN
District
BARAN
State
RAJASTHAN

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003963 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003963.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003963.

IFSC Code Structure

I
O
B
A
0
0
0
3
9
6
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003963 — Branch code (BARAN)

Frequently Asked Questions

Is IOBA0003963 valid for online transfer?
Yes, IOBA0003963 is a valid IFSC code for Indian Overseas Bank BARAN branch in BARAN, RAJASTHAN. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003963 belong to?
IOBA0003963 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BARAN is 325020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003963?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.