Indian Overseas Bank WAKAD Branch IFSC Code

IOBA 0003965
Indian Overseas Bank Logo Indian Overseas Bank
WAKAD — PUNE, MAHARASHTRA
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
WAKAD
IFSC Code
IOBA0003965
Address
VARAD RESIDENCY, PLOT NO 73/1A, NEAR ROYAL GRANDE, KASTURI CHOWK, BHUMKAR NAGAR, WAKAD, PUNE - 411057
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City
PUNE
District
PUNE
State
MAHARASHTRA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003965 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003965.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003965.

IFSC Code Structure

I
O
B
A
0
0
0
3
9
6
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003965 — Branch code (WAKAD)

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Frequently Asked Questions

Is IOBA0003965 valid for online transfer?
Yes, IOBA0003965 is a valid IFSC code for Indian Overseas Bank WAKAD branch in PUNE, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003965 belong to?
IOBA0003965 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003965?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.