Indian Overseas Bank RAMNAGAR Branch IFSC Code
IOBA 0003969
Indian Overseas Bank RAMNAGAR — VARANASI, UTTAR PRADESH
MICR: 221020015
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- RAMNAGAR
- IFSC Code
- IOBA0003969
- MICR Code
- 221020015
- Address
- HOUSE NO - 2/146-D, MIRZAPUR ROAD, RAMNAGAR, VARANASI, DIST - VARANASI, PIN - 221008 Open in Google Maps
- City
- VARANASI
- District
- VARANASI
- State
- UTTAR PRADESH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003969 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003969.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003969.
IFSC Code Structure
I
O
B
A
0
0
0
3
9
6
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003969 — Branch code (RAMNAGAR)
Nearby Indian Overseas Bank Branches in VARANASI
VARANASI
IOBA0000370
C 7-34,LAHURABIR MAIN CROSSING, VARANASI,PIN 221001
MICR: 221020002 RTGS ✓ NEFT ✓ IMPS ✓
VARANASI CANTONMENT
IOBA0001002
52 AND 53,PATEL NGR COLONY,NEAR MINT HOUSE,NADESHAR,VARANASI CANTONMENT
MICR: 221020003 RTGS ✓ NEFT ✓ IMPS ✓
GLENHILL SCHOOL VARANASI
IOBA0001968
GEN HILL SCHOOL MANDUADIH VARANASI PIN 221103
MICR: 221020004 RTGS ✓ NEFT ✓ IMPS ✓
RESERVE POLICE LINES
IOBA0002164
RESERVE POLICE LINE,PANDEYPUR ROAD,VARANASI CANTONMENT,VARANASI,PIN 221002
MICR: 221020005 RTGS ✓ NEFT ✓ IMPS ✓
R O VARANASI
IOBA0002947
2ND FLOOR,C 32,S CHANDUA SIGRA,VARNASI 221002
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0003969 valid for online transfer?
Yes, IOBA0003969 is a valid IFSC code for Indian Overseas Bank RAMNAGAR branch in VARANASI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003969 belong to?
IOBA0003969 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RAMNAGAR is 221020015. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003969?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.