Indian Overseas Bank WAIDHAN-SINGRAULI Branch IFSC Code
IOBA 0003973
Indian Overseas Bank WAIDHAN-SINGRAULI — SINGRAULI, MADHYA PRADESH
MICR: 486020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- WAIDHAN-SINGRAULI
- IFSC Code
- IOBA0003973
- MICR Code
- 486020002
- Address
- INDIAN OVERSEAS BANK KHASRA NO 114 34(S) GRAM BILAUNJI TELIYAN WARD NO 42 WAIDHAN MADHYA PRADESH 486886 Open in Google Maps
- City
- SINGRAULI
- District
- SINGRAULI
- State
- MADHYA PRADESH
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003973 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003973.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003973.
IFSC Code Structure
I
O
B
A
0
0
0
3
9
7
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003973 — Branch code (WAIDHAN-SINGRAULI)
Frequently Asked Questions
Is IOBA0003973 valid for online transfer?
Yes, IOBA0003973 is a valid IFSC code for Indian Overseas Bank WAIDHAN-SINGRAULI branch in SINGRAULI, MADHYA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003973 belong to?
IOBA0003973 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank WAIDHAN-SINGRAULI is 486020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003973?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.