Indian Overseas Bank BOLPUR Branch IFSC Code

IOBA 0003974
Indian Overseas Bank Logo Indian Overseas Bank
BOLPUR — BIRBHUM, WEST BENGAL
MICR: 731020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BOLPUR
IFSC Code
IOBA0003974
MICR Code
731020002
Address
HOLDING NO 257 GROUND FLOOR ANANDAM ANUSTHAN BHAVAN PO BIRBHUM WEST BENGAL PIN 7312024
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City
BIRBHUM
District
BOLPUR
State
WEST BENGAL

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003974 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003974.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003974.

IFSC Code Structure

I
O
B
A
0
0
0
3
9
7
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003974 — Branch code (BOLPUR)

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Frequently Asked Questions

Is IOBA0003974 valid for online transfer?
Yes, IOBA0003974 is a valid IFSC code for Indian Overseas Bank BOLPUR branch in BIRBHUM, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003974 belong to?
IOBA0003974 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BOLPUR is 731020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003974?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.