Indian Overseas Bank KOHIMA Branch IFSC Code

IOBA 0003977
Indian Overseas Bank Logo Indian Overseas Bank
KOHIMA — KOHIMA, NAGALAND
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KOHIMA
IFSC Code
IOBA0003977
Address
1ST FLOOR, D.V.K. COMMERCIAL BUILDING, SAYU- 0 GUODZII, NEW SECRETARIAT ROAD, KOHIMA, NAGALAND-797001
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City
KOHIMA
District
KOHIMA
State
NAGALAND

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003977 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003977.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003977.

IFSC Code Structure

I
O
B
A
0
0
0
3
9
7
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003977 — Branch code (KOHIMA)

Frequently Asked Questions

Is IOBA0003977 valid for online transfer?
Yes, IOBA0003977 is a valid IFSC code for Indian Overseas Bank KOHIMA branch in KOHIMA, NAGALAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003977 belong to?
IOBA0003977 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003977?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.