Indian Overseas Bank TIMIRI Branch IFSC Code

IOBA 0003985
Indian Overseas Bank Logo Indian Overseas Bank
TIMIRI — RANIPET, TAMIL NADU
MICR: 632020015 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
TIMIRI
IFSC Code
IOBA0003985
MICR Code
632020015
Address
DOOR NO 234,NEHRU BAZAAR,TIMIRI,RANIPET-632512
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City
RANIPET
District
TIMIRI
State
TAMIL NADU
Contact
+918925953998

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003985 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003985.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003985.

IFSC Code Structure

I
O
B
A
0
0
0
3
9
8
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003985 — Branch code (TIMIRI)

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Frequently Asked Questions

Is IOBA0003985 valid for online transfer?
Yes, IOBA0003985 is a valid IFSC code for Indian Overseas Bank TIMIRI branch in RANIPET, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003985 belong to?
IOBA0003985 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank TIMIRI is 632020015. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003985?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.